Medical Stop-Loss

PHLIP’s medical stop-loss program was established in 2011 and is offered through its wholly-owned subsidiary, Palmetto Healthcare Stop-Loss Program Segregated Portfolio (PHSLP SP), which operates as a segregated portfolio within Preferred Healthcare Liability Insurance Program SPC (PHLIP SPC), a Cayman Islands-domiciled class B insurer. PHLIP SPC is also a wholly-owned subsidiary of PHLIP.

Palmetto Healthcare Liability Insurance Program (PHLIP) was founded in 2001 in response to the growing need for a stable source for professional and general liability insurance for South Carolina hospitals and health systems. Operating as a Risk Purchasing Group pursuant to the Liability Risk Retention Act of 1986, PHLIP serves its members by providing access to group self-insurance options as an alternative to commercial insurance. PHLIP currently offers its members group self-insurance alternatives for healthcare professional & general liability and medical stop-loss coverage.

Medical stop-loss claims administration, underwriting, and risk management services are provided to members of PHSLP SP under a contract with The Risk Authority and through business alliances with other best practices companies.

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